Could your business save thousands in merchant EFTPOS fees?

Are you one of the 60% of Australian businesses concerned about the cost of Merchant Fees? The fees you pay to your bank for processing credit and debit transactions on your EFTPOS terminal can have a big impact on your bottom line.

Smartpay are here to do one thing – give you, and all members of the QHA, a better deal than your bank.

We’re doing this by offering you payment products built especially for you. We offer more choice on how to manage costs, feature rich mobile EFTPOS machines and we include what most banks call ‘add-on features’ as standard.

Want a simple way to manage your payment costs or an easy way to pass them on?

Either way you can keep your business bank and still get your money fast. It’s your choice with Smartpay.

Zero Cost EFTPOS

Eliminate your monthly EFTPOS fees

Keep every dollar from every sale with an easy-as automated surcharge.

  • Zero merchant service fees
  • Hassle-free surcharge solution
  • 24/7 expert support
  • Lightweight mobile terminal
  • No terminal rental if you process over $10K in credit card transactions on that terminal in the month


Simple Flat Rate 

Know what you’ll pay

Know what to expect every month with one flat rate for all Mastercard, Visa, Alipay and WeChat Pay transactions.

No more confusing monthly statements or nasty surprises.

  • Low flat credit card rate
  • Industry-tailored rates
  • 24/7 expert support
  • Lightweight mobile terminal
  • Terminal rental included for your first terminal if
    you process over $15K in credit cards per month

Is it time to see whether you could get a better deal?

Right now, we’re saving many hospitality venues thousands on their merchant fees with our unique Zero Cost EFTPOS solution. This takes the hassle out of surcharging as your terminal automatically passes on the cost of each transaction as a small surcharge to the customer. You get settled the full value of your sale so what you sell is yours to keep. There’s no end of month bill to pay because if you process enough transactions, there’s no terminal rental either.

One hospitality business owner was paying in excess of $6,000 per year in merchant fees to their bank. With surcharging a common practice in many industries, he felt his loyal, local customer base would understand how he could no longer absorb these significant costs. It’s working so well for him that he plans to bring his three other businesses over to Smartpay and save even more.

Smartpay are proud to partner with the QHA and we look forward to discussing how we can save you money!

Call 1800 572 038 to talk to a payments expert, or visit for more information.